Bank · FDIC insured
Pentucket Bank Auto Loan Rates
Top CarrotPentucket Bank auto loans start at 5.75% APR for a new vehicle and 6.00% for a used one. Rates checked October 15, 2026.
How Pentucket Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Pentucket Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Pentucket Bank
5.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Vehicles Auto Loan
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
Pentucket Bank auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pentucket Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles Auto Loan
Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be new (i.e., current calendar year or the coming year). All loans are subject to credit approval. Rates assume excellent borrower credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.50% | Rate may be as low as 5.50% APR. Rate reflects a 0.25% reduction for auto-payment from a Pentucket Bank deposit account. Up to 110% LTV. Vehicle model age must be new (current calendar year or coming year). |
| up to 60 months | 5.75% | Rate may be as low as 5.75% APR. Rate reflects a 0.25% reduction for auto-payment from a Pentucket Bank deposit account. Up to 110% LTV. Vehicle model age must be new (current calendar year or coming year). |
| up to 72 months | 6.00% | Rate may be as low as 6.00% APR. Rate reflects a 0.25% reduction for auto-payment from a Pentucket Bank deposit account. Up to 110% LTV. Vehicle model age must be new (current calendar year or coming year). |
Sources (1)
- pentucketbank.com/consumer-loans · captured Oct 7, 2026
Used Vehicles Auto Loan
Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be 10 (ten) years or less. All loans are subject to credit approval. Rates assume excellent borrower credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75% | Rate may be as low as 5.75% APR. Rate reflects a 0.25% reduction for auto-payment from a Pentucket Bank deposit account. Up to 110% LTV. Vehicle model age must be 10 years or less. |
| up to 60 months | 6.00% | Rate may be as low as 6.00% APR. Rate reflects a 0.25% reduction for auto-payment from a Pentucket Bank deposit account. Up to 110% LTV. Vehicle model age must be 10 years or less. |
Sources (1)
- pentucketbank.com/consumer-loans · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.