Credit union · NCUA insured
PCFCU Savings Rates
PCFCU’s best savings rate is 1.00% APY on $10,000, with its Share. Rates checked October 16, 2026.
How PCFCU’s savings rates compare
Compared with banks and credit unions near Bradford, PA, where PCFCU has the most branches. $10,000, best rate first.
This credit union’s best
PCFCU
1.00%APY
- Minimum
- $5
- Earns on $10,000 a year
- $100
Share
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
3rd-highest rate
Juniata Valley Bank
0.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
PCFCU savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PCFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly. Calculated using average daily balance method. Minimum balance to earn stated APY is $100.00.$100 and up | 1.00% | $100 | Dividends compounded and credited quarterly. Calculated using average daily balance method. Minimum balance to earn stated APY is $100.00. |
Sources (1)
- pcfederalcu.org/share-certificate-rates/share-dividends · captured Sep 17, 2026
Special-purpose accounts
Christmas Club
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly. Calculated using average daily balance method. Minimum balance to earn stated APY is $100.00.$100 and up | 1.00% | $100 | Dividends compounded and credited quarterly. Calculated using average daily balance method. Minimum balance to earn stated APY is $100.00. |
Sources (1)
- pcfederalcu.org/share-certificate-rates/share-dividends · captured Sep 17, 2026
Vacation Club Shares
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly. Calculated using average daily balance method. Minimum balance to earn stated APY is $100.00.$100 and up | 1.00% | $100 | Dividends compounded and credited quarterly. Calculated using average daily balance method. Minimum balance to earn stated APY is $100.00. |
Sources (1)
- pcfederalcu.org/share-certificate-rates/share-dividends · captured Sep 17, 2026
Who can join PCFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Pittsburgh Corning Corp. are eligible for membership.
- Employees of International Waxes, Inc. are eligible for membership.
- Employees of Buckler Transport, Inc. are eligible for membership.
- Employees of Costa’s Ace Hardware are eligible for membership.
- Employees of Costa’s Supermarkets are eligible for membership.
- Employees of Duffy, Inc. are eligible for membership.
3 more ways to join
Employers and groups
- Employees of Walker Petroleum Serv., Inc. are eligible for membership.
Military, government and schools
- Employees of McKean County are eligible for membership.
Family and household
- Immediate family members of eligible individuals are eligible to join.
Membership information collected October 5, 2026.