Credit union · NCUA insured
PATH FCU Auto Loan Rates
PATH FCU auto loan rates start at 3.90% APR. Rates checked October 22, 2026.
How PATH FCU’s auto loan rates compare
Compared with banks and credit unions nationwide. New vehicle, lowest advertised APR first.
This credit union’s lowest
PATH FCU
3.90%APR
- Terms
- up to 60 months
- Up to
- 4.90% APR
New Car Loan
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
- Up to
- —
2nd-lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
- Up to
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loan
Available to members in good standing with one year of credit union membership. Credit union must be stated as lien holder on Certificate of Ownership; loss payee form required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.90%–4.90% | Credit score must be 750 and above for 3.9% APR. |
Sources (1)
- pathfcu.org/loans · captured Oct 4, 2026
Used Car Loan
Available to members in good standing with three years of credit union membership. Vehicle must be no more than three (3) years old and purchased from a dealer. PATH Federal Credit Union will be stated as lien holder on Certificate of Ownership; loss payee form required.
| Terms | APR | Conditions |
|---|---|---|
| 37–48 months | 5.90% | — |
| 49–60 months | 6.90% | — |
Sources (1)
- pathfcu.org/loans · captured Oct 4, 2026
Who can join PATH FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all employees of PATH and Port Authority, as well as contractors of Port Authority.
Membership information collected October 5, 2026.