Credit union · NCUA insured
PATH FCU
A $14.1M credit union headquartered in Jersey City, NJ, with 1,443 members.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PATH FCU
PATH Federal Credit Union is headquartered in Jersey City, New Jersey.
- Headquarters
- 1 Path Plz, Jersey City, NJ 07306
- NCUA charter
- 8118
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all employees of PATH and Port Authority, as well as contractors of Port Authority.
Branches
Branches
No public branch offices are listed in the regulator directory.
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 27.20% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.26% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.19% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $98 | $59 | — |
- CapitalNet worth ratio27.20%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.26%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.19%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$98Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PATH FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.