Credit union · NCUA insured
Partnership Financial Credit Union CD Rates
Partnership Financial Credit Union’s best CD rate is 3.90% APY on a 7-month share certificate (CD). Terms run from 7 months to 5 years. Rates checked October 16, 2026.
How Partnership Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Partnership Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Partnership Financial Credit Union
3.90%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $226
Term Share Certificate
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Partnership Financial Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo1.11%
- 31–60 months31–60 mo1.66%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Partnership Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 3.90%APY · 7 terms
Partnership Financial Credit Union does not offer term share certificates to other financial institutions. All dividends are paid monthly. A six-month penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 3.90% | $226 |
| 11 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 3.75% | $343 |
| 12 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.01% | $101 |
| 24 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.11% | $223 |
| 36 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.46% | $444 |
| 48 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.56% | $639 |
| 60 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.66% | $858 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificate
Up to 3.90%APY · 7 terms
Available for Traditional, Roth, and Educational/Coverdell IRAs. Partnership Financial Credit Union does not offer term share certificates to other financial institutions. All dividends are paid monthly. A six-month penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 3.90% | $226 |
| 11 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 3.75% | $343 |
| 12 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.01% | $101 |
| 24 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.11% | $223 |
| 36 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.46% | $444 |
| 48 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.56% | $639 |
| 60 monthsMinimum balance required to earn the corresponding APY. Dividends paid monthly. Funds must be left to compound for one year to earn full APY | 1.66% | $858 |
Who can join Partnership Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work within the defined geographic area bounded by the Illinois/Wisconsin border on the north, North Avenue (Route 64) on the south, Lake Michigan on the east, Route 47 on the west, and the townships of Lyons, Proviso, York, and Leyden are eligible for membership.
Employers and groups
- Individuals employed by one of PFCU's Select Employee Groups are eligible for membership.
Family and household
- Immediate family members of existing members are eligible for membership regardless of where they live or work.
Membership information collected October 5, 2026.