Credit union · NCUA insured
Palmetto Citizens Federal Credit Union Credit Card Rates
Palmetto Citizens Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Palmetto Citizens Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Columbia, SC, where Palmetto Citizens Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Palmetto Citizens Federal Credit Union
12.90%APR
- Up to
- 17.90% APR
Visa Platinum
Lowest rate
Mid Carolina Credit Union
7.45%APR
- Up to
- 18.00% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
Palmetto Citizens Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Palmetto Citizens Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured Visa
The credit limit of this Visa® is held in a Palmetto Citizens savings account while you build your credit and positive payment history. Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | None | Credit limit is held in a Palmetto Citizens savings account. No Balance Transfer Fee, No Cash Advance Fee, No Annual Fee. Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio. |
Sources (2)
All captured Oct 7, 2026
Visa Platinum
Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–17.90% | None | No Balance Transfer Fee, No Cash Advance Fee, No Annual Fee. Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio. |
Sources (2)
All captured Oct 7, 2026
Who can join Palmetto Citizens Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.