Credit union · NCUA insured
Outreach FCU CD Rates
Outreach FCU’s best CD rate is 3.60% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Outreach FCU’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Outreach FCU has the most branches. $10,000, best rate first.
This credit union’s best
Outreach FCU
3.60%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $360
Certificates
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Outreach FCU CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Outreach FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.60%APY · 5 terms
Dividends will be credited to your share account every month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.60% | $360 |
| 24 months | 3.29% | $669 |
| 36 months | 3.29% | $1,020 |
| 60 months | 3.00% | $1,593 |
Sources (2)
All captured Oct 15, 2026
Jumbo Certificates
Up to 3.60%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | — |
| 12 months | 3.60% | — |
Sources (1)
- outreachcu.com/rates/rates-account · captured Oct 15, 2026
Who can join Outreach FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in Davidson County, Tennessee.
Cost to join
- A minimum deposit of $25 into a savings account is required for membership and remains the property of the member.
Membership information collected October 5, 2026.