Credit union · NCUA insured
Our Community CU Credit Card Rates
Top CarrotOur Community CU credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Our Community CU’s credit card rates compare
Compared with banks and credit unions near Aberdeen, WA, where Our Community CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Our Community CU
11.50%APR
- Up to
- —
Visa Platinum Rewards Credit Card
Lowest rate
Great NorthWest Federal Credit Union
9.90%APR
- Up to
- 16.90% APR
3rd-lowest rate
Gesa Credit Union
12.74%APR
- Up to
- 24.74% APR
Our Community CU credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Our Community CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
OURCU Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | Non-variable APR applies to purchases, balance transfers, and cash advances. |
Visa Platinum Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | Non-variable APR applies to purchases, balance transfers, and cash advances. 25-day grace period on purchases if paid in full each month by the due date. |
Who can join Our Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living, working, or attending school in the state of Washington can join.
Membership information collected October 4, 2026.