Credit union · NCUA insured
OU Federal Credit Union Credit Card Rates
OU Federal Credit Union credit card rates start at 17.99% APR. Rates checked October 15, 2026.
How OU Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Oklahoma City, OK, where OU Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
OU Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Oklahoma Federal Credit Union
7.00%APR
- Up to
- 11.00% APR
2nd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | — |
Sources (3)
All captured Oct 7, 2026
Unsecured Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | — |
Sources (3)
All captured Oct 7, 2026
Who can join OU Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Directors, officers, employees, and volunteers of the credit union are eligible for membership.
- Paid members of the Financial Cents Literacy Club are eligible for membership.
- Paid members of the University of Oklahoma Alumni Association in Norman, Oklahoma are eligible for membership.
Military, government and schools
- Employees of the Oklahoma Geological Survey who work in Norman, Oklahoma are eligible for membership.
- Employees of the University of Oklahoma who work at any of its campuses in Norman, Oklahoma City, Tulsa, or at Cameron University in Lawton, Oklahoma are eligible for membership.
- Graduate, senior, junior, sophomore, and freshman students of the University of Oklahoma are eligible for membership.
6 more ways to join
Military, government and schools
- Federal employees of the Oklahoma Postal Training Operation who work in Norman, Oklahoma are eligible for membership.
- Military personnel assigned to the Air Force ROTC, Army ROTC, or Naval ROTC at the University of Oklahoma in Norman, Oklahoma are eligible for membership.
Family and household
- Members of the immediate families of eligible persons are eligible for membership.
- Spouses of persons who were deceased while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners and/or annuitants from eligible employment or service are eligible for membership.
Membership information collected October 4, 2026.