Credit union · NCUA insured
OU Federal Credit Union Auto Loan Rates
OU Federal Credit Union auto loan rates start at 2.24% APR. Rates checked October 15, 2026.
How OU Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where OU Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
OU Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos
Up to 110% LTV financing; refinancing and private purchases available.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 2.24%–18.00% | — |
Sources (2)
All captured Oct 7, 2026
Who can join OU Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Directors, officers, employees, and volunteers of the credit union are eligible for membership.
- Paid members of the Financial Cents Literacy Club are eligible for membership.
- Paid members of the University of Oklahoma Alumni Association in Norman, Oklahoma are eligible for membership.
Military, government and schools
- Employees of the Oklahoma Geological Survey who work in Norman, Oklahoma are eligible for membership.
- Employees of the University of Oklahoma who work at any of its campuses in Norman, Oklahoma City, Tulsa, or at Cameron University in Lawton, Oklahoma are eligible for membership.
- Graduate, senior, junior, sophomore, and freshman students of the University of Oklahoma are eligible for membership.
6 more ways to join
Military, government and schools
- Federal employees of the Oklahoma Postal Training Operation who work in Norman, Oklahoma are eligible for membership.
- Military personnel assigned to the Air Force ROTC, Army ROTC, or Naval ROTC at the University of Oklahoma in Norman, Oklahoma are eligible for membership.
Family and household
- Members of the immediate families of eligible persons are eligible for membership.
- Spouses of persons who were deceased while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners and/or annuitants from eligible employment or service are eligible for membership.
Membership information collected October 4, 2026.