Credit union · NCUA insured
Oshkosh Community Credit Union Savings Rates
Top CarrotOshkosh Community Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Oshkosh Community Credit Union’s savings rates compare
Compared with banks and credit unions near Oshkosh, WI, where Oshkosh Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oshkosh Community Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share Account
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Oshkosh Community Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oshkosh Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.10%APY
Minimum $5 to open. Dividends will be compounded and credited monthly on balances of $100.00 or greater. To earn dividends, a Savings Account must maintain a minimum balance of $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $5 to open. Dividends compounded and credited monthly on balances of $100.00 or greater.$100 and up | 0.10% | $10 | Minimum $5 to open. Dividends compounded and credited monthly on balances of $100.00 or greater. |
Special-purpose accounts
Vacation Club
1.25%APY
May 1 transfer. Dividends will be compounded and credited monthly on balances of $100.00 or greater. A penalty may be imposed for early withdrawals ($10 per withdrawal).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMay 1 transfer. Dividends compounded and credited monthly on balances of $100.00 or greater. Early withdrawal penalty may apply.$100 and up | 1.25% | $125 | May 1 transfer. Dividends compounded and credited monthly on balances of $100.00 or greater. Early withdrawal penalty may apply. |
Back to School Club
0.50%APY
August 1 transfer. Dividends will be compounded and credited monthly on balances of $100.00 or greater. A penalty may be imposed for early withdrawals ($10 per withdrawal).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAugust 1 transfer. Dividends compounded and credited monthly on balances of $100.00 or greater. Early withdrawal penalty may apply.$100 and up | 0.50% | $50 | August 1 transfer. Dividends compounded and credited monthly on balances of $100.00 or greater. Early withdrawal penalty may apply. |
Holiday Club
0.50%APY
November 1 transfer. Dividends will be compounded and credited monthly on balances of $100.00 or greater. A penalty may be imposed for early withdrawals ($10 per withdrawal).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNovember 1 transfer. Dividends compounded and credited monthly on balances of $100.00 or greater. Early withdrawal penalty may apply.$100 and up | 0.50% | $50 | November 1 transfer. Dividends compounded and credited monthly on balances of $100.00 or greater. Early withdrawal penalty may apply. |
IRA Share Account
0.35%APY
Applies to Roth, Traditional, or Educational IRA. Dividends will be compounded and credited monthly on the average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Roth/Traditional or Educational IRA. Dividends compounded and credited monthly on the average daily balance.Any balance | 0.35% | $35 | Applies to Roth/Traditional or Educational IRA. Dividends compounded and credited monthly on the average daily balance. |
Who can join Oshkosh Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Winnebago, Calumet, Fond Du Lac, Green Lake, Outagamie, Waupaca, or Waushara County.
Family and household
- Membership is open to immediate family members of eligible individuals.
Cost to join
- A $5 deposit is required to open and maintain a share account.
Membership information collected October 5, 2026.