Credit union · NCUA insured
Orange County's Federal Credit Union Savings Rates
Orange County's Federal Credit Union’s best savings rate is 0.07% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Orange County's Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Orange County's Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Orange County's Federal Credit Union
0.07%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $7
Regular Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Orange County's Federal Credit Union savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.07%
- $10,000 balance$10,0000.07%
- $100,000 balance$100,0000.07%
- QualifiedQualified0.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Orange County's Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.07%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upDividends are compounded daily and paid monthly on average daily balance of $250 or more. The rate and APY may change after account opening.$250 and up | 0.07% | $7 | Dividends are compounded daily and paid monthly on average daily balance of $250 or more. The rate and APY may change after account opening. |
Sources (3)
- orangecountyscu.org/products/savings
- orangecountyscu.org/products/savings/regular-savings
- orangecountyscu.org/rates/deposit-products
All captured Oct 6, 2026
Special-purpose accounts
Money Market
0.20%APY
Monthly service fee of $9 waived with an average daily balance of $2,500 or Platinum Relationship Rewards level. Requires a $2,500 minimum opening deposit. Dividends are compounded daily and paid monthly. Rates also apply to Individual Retirement Accounts (IRAs).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.20% | $20 |
| $25,000 and up | 0.30% | — |
| $40,000 and up | 0.40% | — |
| $100,000 and up | 1.00% | — |
| $250,000 and up | 1.10% | — |
Sources (2)
All captured Oct 6, 2026
IRA Savings
0.07%APY
Available as Traditional or Roth IRA. No setup or annual maintenance fees, and no monthly service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upSavings rates also apply to Individual Retirement Accounts (IRAs). Dividends compounded daily and paid monthly on average daily balance of $250 or more. The rate and APY may change after account opening.$250 and up | 0.07% | $7 | Savings rates also apply to Individual Retirement Accounts (IRAs). Dividends compounded daily and paid monthly on average daily balance of $250 or more. The rate and APY may change after account opening. |
Sources (3)
- orangecountyscu.org/products/savings
- orangecountyscu.org/products/savings/ira-products
- orangecountyscu.org/rates/deposit-products
All captured Oct 6, 2026
Pacific Savings
0.07%APY
Available to students and youth ages 13-25 (or ages 25 and under). For ages 17 and under / minors, a parent or other responsible adult is required as joint owner. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upAvailable to students ages 13-25. All accounts held by minors require an adult as joint owner. No minimum balance requirement to avoid fees. The rate and APY may change after account opening.$250 and up | 0.07% | $7 | Available to students ages 13-25. All accounts held by minors require an adult as joint owner. No minimum balance requirement to avoid fees. The rate and APY may change after account opening. |
Sources (3)
- orangecountyscu.org/products/youth-accounts
- orangecountyscu.org/products/y…accounts/pacific-savings
- orangecountyscu.org/rates/deposit-products
All captured Oct 6, 2026
Sand Dollar Savings Club
0.07%APY
Available to children ages 0-12 / 12 and under. Account is opened with the child as primary owner and a parent or other responsible adult as joint owner. No monthly service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upAvailable to children ages 12 and under. All accounts held by minors require an adult as joint owner. No minimum balance requirement to avoid fees. The rate and APY may change after account opening.$250 and up | 0.07% | $7 | Available to children ages 12 and under. All accounts held by minors require an adult as joint owner. No minimum balance requirement to avoid fees. The rate and APY may change after account opening. |
Sources (3)
- orangecountyscu.org/products/youth-accounts
- orangecountyscu.org/products/y…unts/sand-dollar-savings
- orangecountyscu.org/rates/deposit-products
All captured Oct 6, 2026
Who can join Orange County's Federal Credit Union
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