Credit union · NCUA insured
Orange County's Federal Credit Union Credit Card Rates
Orange County's Federal Credit Union credit card rates start at 15.74% APR. Rates checked October 16, 2026.
How Orange County's Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Orange County's Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Orange County's Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum
Membership is required to obtain a credit card. Qualification is based on assessment of individual creditworthiness and underwriting standards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Enjoy a 0% introductory APR for 6 months on purchases and balance transfers at account opening. No annual fee. |
| Ongoing | 15.74%–18.00% | None | After 6-month introductory period, variable APR of 15.74%-18.00% applies based on creditworthiness. Variable rate as of 4/1/20 will vary with the market based on Prime Rate. No annual fee. |
Sources (2)
All captured Oct 16, 2026
Mastercard Platinum Rewards
Membership is required to obtain a credit card. Qualification is based on assessment of individual creditworthiness and underwriting standards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74% | None | Competitive rates starting at 16.74% APR based on creditworthiness. Variable rate as of 4/1/20 will vary with the market based on Prime Rate. |
Sources (2)
All captured Oct 16, 2026
Mastercard Platinum Select
Secured credit cards make building credit easy. To get started, provide a security deposit when applying to secure credit limit. Credit limit will equal the security deposit placed at opening. After 12 months of responsible card use, account may be reviewed and, based on credit history, qualify to have security deposit returned and card upgraded to Mastercard Platinum Rewards. Membership is required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Competitive low rate of 18.00% APR. Variable rate as of 4/1/20 will vary with the market based on Prime Rate. No annual fee. |
Sources (2)
All captured Oct 16, 2026
Who can join Orange County's Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.