Bank
OnePay Savings Rates
OnePay’s best savings rate is 3.35% APY on $10,000, with its Savings Pockets. Rates checked October 26, 2026.
How OnePay’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
OnePay
3.35%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $335
Savings Pockets
Top rate
Service Credit Union
10.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $1,000
2nd-highest rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Pockets
3.35%APY
Savings Pockets demand deposit account feature offered through banking partners Coastal Community Bank or Lead Bank, Members FDIC. Pockets include Custom User-Generated Pockets, Pay Autosave Pocket, Auto-Save Pocket (restricted to users with positive balance on August 8, 2022), @Work Save Pocket, and Teen Savings. No minimum balance required to open or earn APY. No monthly account fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; interest accrues daily and is credited monthly using the daily balance method. No minimum balance required to open or obtain disclosed APY. Also applies to Pay Autosave, Teen Savings, Custom User-Generated Pockets, @Work Save Pocket, and Auto-Save Pocket (for eligible users).Any balance | 3.35% | $335 | Variable rate; interest accrues daily and is credited monthly using the daily balance method. No minimum balance required to open or obtain disclosed APY. Also applies to Pay Autosave, Teen Savings, Custom User-Generated Pockets, @Work Save Pocket, and Auto-Save Pocket (for eligible users). |
Sources (3)
All captured Oct 26, 2026
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