Credit union · NCUA insured
Omega Federal Credit Union Credit Card Rates
Omega Federal Credit Union credit cards start at 12.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Omega Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Omega Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Omega Federal Credit Union
12.49%APR
VISA Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
Omega Federal Credit Union credit card score
70
Credit card score
Higher than 27% of U.S. banks and credit unions
- Purchase APRPurchase APR12.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Omega Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Your VISA card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. All approvals are subject to normal underwriting guidelines.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Standard variable rate as low as 12.49% APR based on Prime Rate plus a margin determined by creditworthiness. |
| Intro, 18 months | 1.99% | None | 1.99% Intro APR on balance transfers for 18 months with no balance transfer fee. Balance transfer amounts may not exceed credit limit. OMEGA FCU loans are not eligible for promotional balance transfer rate. Reverts to standard variable rate after 18 billing cycles. |
Sources (2)
All captured Oct 7, 2026
Who can join Omega Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who works, lives, worships, or attends school in Allegheny or Washington County.
Employers and groups
- Membership is open to employees of Select Business Groups in the community.
Family and household
- Membership is open to individuals who live in the same residence as a current OMEGA member and maintain a single economic unit.
- Membership is open to immediate family members of current OMEGA members.
Membership information collected October 5, 2026.