Credit union · NCUA insured
Omaha Douglas FCU Savings Rates
Omaha Douglas FCU’s best savings rate is 0.40% APY on $10,000, with its Primary Share Account. Rates checked October 22, 2026.
How Omaha Douglas FCU’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Douglas FCU has the most branches. $10,000, best rate first.
This credit union’s best
Omaha Douglas FCU
0.40%APY
- Minimum
- —
- Earns on $10,000 a year
- $40
Primary Share Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Omaha Douglas FCU savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Omaha Douglas FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Share Account
0.40%APY
Minimum balance is $5.00. Dividends are paid monthly based on the average daily balance. Membership account required in order to have any other service from ODFCU.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250Stated APY range: 0.15% - 0.15%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.15% | — | Stated APY range: 0.15% - 0.15%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
| $250 – $1,000Stated APY range: 0.15% - 0.23%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.25% | — | Stated APY range: 0.15% - 0.23%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
| $1,000 – $2,500Stated APY range: 0.23% - 0.30%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.35% | — | Stated APY range: 0.23% - 0.30%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
| $2,500 and upStated APY range: 0.30% - 0.40%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.40% | $40 | Stated APY range: 0.30% - 0.40%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
Sources (2)
All captured Oct 22, 2026
Secondary Savings
0.40%APY
Secondary savings accounts have withdrawal restrictions. Dividends on all accounts are paid on the last day of the month. If an account is closed before the end of the month, all dividends are forfeited.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250Stated APY range: 0.15% - 0.15%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. | 0.15% | — | Stated APY range: 0.15% - 0.15%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. |
| $250 – $1,000Stated APY range: 0.15% - 0.23%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. | 0.25% | — | Stated APY range: 0.15% - 0.23%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. |
| $1,000 – $2,500Stated APY range: 0.23% - 0.30%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. | 0.35% | — | Stated APY range: 0.23% - 0.30%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. |
| $2,500 and upStated APY range: 0.30% - 0.40%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. | 0.40% | $40 | Stated APY range: 0.30% - 0.40%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. Secondary savings accounts have withdrawal restrictions. |
Sources (1)
- omahadouglasfcu.org/savings-rates · captured Oct 22, 2026
Special-purpose accounts
IRA Shares
0.60%APY
Variable rate account. Dividends are paid on the last day of the month. If an account is closed before the end of the month, all dividends are forfeited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account. If an account is closed before the end of the month, all dividends are forfeited. Dividends paid on the last day of the month.Any balance | 0.60% | $60 | Variable rate account. If an account is closed before the end of the month, all dividends are forfeited. Dividends paid on the last day of the month. |
Sources (1)
- omahadouglasfcu.org/savings-rates · captured Oct 22, 2026
Christmas Club Account
0.50%APY
Variable rate account. Can be opened any time of year via payroll deduction or manual deposits. Dividends paid annually on September 30th and all funds transferred to regular savings account on October 1st. If withdrawal is made between October 1st and September 30th, the account will be closed and all dividends forfeited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account. If withdrawal is made between October 1st and September 30th, the account will be closed and all dividends forfeited. Dividends paid annually on September 30th and all funds transferred to regular savings on October 1st.Any balance | 0.50% | $50 | Variable rate account. If withdrawal is made between October 1st and September 30th, the account will be closed and all dividends forfeited. Dividends paid annually on September 30th and all funds transferred to regular savings on October 1st. |
Sources (2)
All captured Oct 22, 2026
Kirby Kangaroo Account
0.40%APY
Designed for children age twelve and under. Members receive a quarterly newsletter and access to an educational website.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250For children age 12 and under. Stated APY range: 0.15% - 0.15%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.15% | — | For children age 12 and under. Stated APY range: 0.15% - 0.15%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
| $250 – $1,000For children age 12 and under. Stated APY range: 0.15% - 0.23%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.25% | — | For children age 12 and under. Stated APY range: 0.15% - 0.23%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
| $1,000 – $2,500For children age 12 and under. Stated APY range: 0.23% - 0.30%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.35% | — | For children age 12 and under. Stated APY range: 0.23% - 0.30%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
| $2,500 and upFor children age 12 and under. Stated APY range: 0.30% - 0.40%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. | 0.40% | $40 | For children age 12 and under. Stated APY range: 0.30% - 0.40%. Footnote notes this is a variable tiered rate account, however currently all tiers are earning the same rate of .03% (APY 0.03%) on the entire balance. If account is closed before end of month, dividends are forfeited. |
Sources (2)
All captured Oct 22, 2026
Who can join Omaha Douglas FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Douglas County, Nebraska is eligible for membership.
Family and household
- Family members of Omaha Douglas FCU members are eligible to join.
Cost to join
- A minimum deposit of $5.00 into a savings account is required to open an account upon joining.
Membership information collected October 4, 2026.