Credit union · NCUA insured
Omaha Douglas FCU Auto Loan Rates
Omaha Douglas FCU auto loans start at 5.00% APR for a new vehicle and 5.75% for a used one. Rates checked October 5, 2026.
How Omaha Douglas FCU’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Douglas FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Omaha Douglas FCU
5.00%APR
- Terms
- 49–60 months
New Auto Loan
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Omaha Douglas FCU auto loan score
76
Auto loan score
Higher than 41% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Omaha Douglas FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Auto Loans- 25 years and older
For vehicles 25 years and older. Actual rates vary based on creditworthiness, loan term, and security. Rates valid through October 31, 2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.50% | Rates as low as stated; determined after application is submitted and processed. |
| 37–49 months | 8.00% | Rates as low as stated; determined after application is submitted and processed. |
| 49–60 months | 8.50% | Rates as low as stated; determined after application is submitted and processed. |
Sources (1)
- omahadouglasfcu.org/loan-rates · captured Oct 5, 2026
New Auto Loan
Actual rates will vary according to the applicant's creditworthiness, loan term and security. Rates valid through October 31, 2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.50% | Rates as low as stated; determined after application is submitted and processed. |
| 49–60 months | 5.00% | Rates as low as stated; determined after application is submitted and processed. |
| 61–72 months | 5.50% | Rates as low as stated; determined after application is submitted and processed. |
| 73–84 months | 6.25% | Rates as low as stated; determined after application is submitted and processed. |
Sources (1)
- omahadouglasfcu.org/loan-rates · captured Oct 5, 2026
Used Vehicle Rates - 2016 Models & Older
For 2016 and older vehicle models. Actual rates vary based on creditworthiness, loan term, and security. Rates valid through September 30, 2026.
| Terms | APR | Conditions |
|---|---|---|
| 1–24 months | 8.25% | Rates as low as stated; determined after application is submitted and processed. |
| 25–36 months | 8.75% | Rates as low as stated; determined after application is submitted and processed. |
| 37–48 months | 9.25% | Rates as low as stated; determined after application is submitted and processed. |
Sources (1)
- omahadouglasfcu.org/loan-rates · captured Sep 18, 2026
Used Vehicle Rates - 2021-2017 Models
For 2021-2017 vehicle models. Actual rates vary based on creditworthiness, loan term, and security. Rates valid through September 30, 2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.75% | Rates as low as stated; determined after application is submitted and processed. |
| 49–60 months | 7.25% | Rates as low as stated; determined after application is submitted and processed. |
| 61–72 months | 7.75% | Rates as low as stated; determined after application is submitted and processed. |
Sources (1)
- omahadouglasfcu.org/loan-rates · captured Sep 18, 2026
Used Vehicle Rates - 2026-2022 Models
For 2026-2022 vehicle models. Actual rates vary based on creditworthiness, loan term, and security. Rates valid through September 30, 2026.
| Terms | APR | Conditions |
|---|---|---|
| 1–48 months | 5.25% | Rates as low as stated; determined after application is submitted and processed. |
| 49–60 months | 5.75% | Rates as low as stated; determined after application is submitted and processed. |
| 61–72 months | 6.25% | Rates as low as stated; determined after application is submitted and processed. |
| 73–84 months | 7.25% | Rates as low as stated; determined after application is submitted and processed. |
Sources (1)
- omahadouglasfcu.org/loan-rates · captured Sep 18, 2026
Who can join Omaha Douglas FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Douglas County, Nebraska is eligible for membership.
Family and household
- Family members of Omaha Douglas FCU members are eligible to join.
Cost to join
- A minimum deposit of $5.00 into a savings account is required to open an account upon joining.
Membership information collected October 4, 2026.