Credit union · NCUA insured
Oklahoma's Credit Union Savings Rates
Top CarrotOklahoma's Credit Union’s best savings rate is 0.15% APY on $10,000, with its Savings Account. Rates checked October 15, 2026.
How Oklahoma's Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Oklahoma's Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oklahoma's Credit Union
0.15%APY
- Minimum
- $5
- Earns on $10,000 a year
- $15
Savings Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Oklahoma's Credit Union savings score
67
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma's Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Homebuyer Savings Account
0.15%APY
Oklahoma state income tax-deductible contributions up to $5,000 for individuals and $10,000 for joint filers. Funds must be used for qualifying expenses only or subject to 10% penalty. APY may change quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $101 – $25,000 | 0.15% | $15 |
| $25,001 – $100,000 | 0.25% | — |
| $100,001 – $250,000 | 0.45% | — |
| $250,001 and up | 0.55% | — |
Savings Account
0.15%APY
Dividends accrue on non-cash deposits on the business day deposit is made. APY may change quarterly. Requires $5 par value membership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $101 – $25,000 | 0.15% | $15 |
| $25,001 – $100,000 | 0.25% | — |
| $100,001 – $250,000 | 0.45% | — |
| $250,001 and up | 0.55% | — |
High-Yield Savings Account
0.10%APY
Only one High-Yield Savings account per primary member. APY may change monthly. Dividends accrue on non-cash deposits on the business day deposit is made.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,001 and up | 0.10% | $10 |
Who can join Oklahoma's Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals qualify for membership if they live, work, worship, attend school in, or do business in an OKC metro or Tulsa metro qualifying area.
Employers and groups
- Employees of OKCU's partner organizations and employee partner groups qualify for membership.
Family and household
- Individuals qualify for membership if they are a spouse, domestic partner, child, sibling, parent, grandparent, or grandchild of someone who is eligible to be an OKCU member.
Other ways
- Residents of Oklahoma can qualify for membership by joining the Oklahoma Historical Society, with OKCU paying the one-time membership fee.
Membership information collected October 4, 2026.