Bank · FDIC insured
Ohio State Bank Savings Rates
Ohio State Bank’s best savings rate is 0.05% APY on $10,000, with its OSB Statement Savings. Rates checked October 16, 2026.
How Ohio State Bank’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Ohio State Bank has the most branches. $10,000, best rate first.
This bank’s best
Ohio State Bank
0.05%APY
- Minimum
- $100
- Earns on $10,000 a year
- $5
OSB Statement Savings
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Ohio State Bank savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ohio State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
OSB Money Market Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.01% | — |
| $10,000 – $25,000 | 0.02% | $2 |
| $25,000 – $100,000 | 0.05% | — |
| $100,000 – $500,000 | 0.40% | — |
| $500,000 – $1,000,000 | 1.00% | — |
| $1,000,000 and up | 1.50% | — |
Sources (2)
All captured Sep 18, 2026
OSB Statement Savings
0.05%APY
Free cashier's checks, free eStatements and free paper statements, free online banking, free mobile banking.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.01% | — |
| $1,000 – $10,000 | 0.02% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
OSB Jump Start Savings for Kids
0.05%APY
For kids under 18 years of age and a custodian is required on the account. Free cashier's checks, free eStatements and free paper statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Premium rate of interest for balances up to $1500.00. | 7.00% | — | Premium rate of interest for balances up to $1500.00. |
| Over $1,500Stated APY range is 0.15-7.00%. | 0.05% | $5 | Stated APY range is 0.15-7.00%. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.