Credit union · NCUA insured
OCPSFCU Credit Card Rates
OCPSFCU credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How OCPSFCU’s credit card rates compare
Compared with banks and credit unions near Wheeling, WV-OH, where OCPSFCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
OCPSFCU
12.90%APR
Visa Credit Card
Lowest rate
Bayer Heritage Federal Credit Union
12.75%APR
2nd-lowest rate
First Choice America Community Federal Credit Union
12.75%APR
OCPSFCU credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where OCPSFCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
No annual fee at this time. Rate may vary depending on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Interest rate may vary depending on creditworthiness and term of loan. No annual fee at this time. |
Sources (3)
All captured Oct 7, 2026
Who can join OCPSFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.