Credit union · NCUA insured
OCPSFCU Auto Loan Rates
OCPSFCU auto loan rates start at 2.50% APR. Rates checked October 22, 2026.
How OCPSFCU’s auto loan rates compare
Compared with banks and credit unions in West Virginia, where OCPSFCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
OCPSFCU
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
WEPCO Federal Credit Union
3.24%APR
- Terms
- 49–60 months
- Up to
- —
2nd-lowest rate
Eastern Panhandle Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- 11.24% APR
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle – Model Year New -2020 or if Untitled
Model Year New -2020 or if Untitled. Interest Rate may vary depending on ones credit worthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| 24–72 months | 2.50%–11.00% | Available terms: 24, 36, 48, 60, 72 months available. Interest Rate may vary depending on ones credit worthiness and term of loan. |
Used Vehicle – Model Year Already Titled – 1999
Model Year Already Titled – 1999. Interest Rate may vary depending on ones credit worthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 2.50%–17.50% | Available terms: 36, 48, 60, months available. Interest Rate may vary depending on ones credit worthiness and term of loan. |
Who can join OCPSFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.