Credit union · NCUA insured
OAS Federal Credit Union Credit Card Rates
OAS Federal Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How OAS Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where OAS Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
OAS Federal Credit Union
10.00%APR
- Up to
- 16.00% APR
VISA Classic
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
OAS Federal Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where OAS Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Credit approval and OAS FCU membership required. Secured by funds on deposit in a share or share certificate account which serve as collateral and continue to earn dividends. Credit limit equals pledged deposit amount. Variable APR based on Prime Rate (fixed credit tier pricing category) capped at 18.00% APR and may change quarterly. No annual fee. No foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.25% | None | 2.25% introductory APR applies to balance transfers posted to new credit card accounts during the first 12 billing cycles following account opening. After the introductory period, balance transfers are subject to standard variable APR based on creditworthiness and Prime Rate. Standard variable APR applied if account becomes 60 days past due. No balance transfer fee. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
All captured Oct 15, 2026
VISA Classic
Credit approval required. Applicants must meet OAS FCU membership eligibility requirements and credit underwriting criteria. Variable APR based on Prime Rate plus a margin determined by creditworthiness; capped at 18.00% APR and may change quarterly. Credit limit up to $10,000. No foreign transaction fees or cash advance fees. $0 annual fee. A 2.25% introductory APR applies to balance transfers posted to new credit card accounts during the first 12 billing cycles following account opening. After the introductory period, balance transfers are subject to the standard variable APR based on creditworthiness and Prime Rate. Applied if account becomes 60 days past due. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00%–16.00% | None | Standard variable APR based on creditworthiness and the Prime Rate. Applies to purchases, cash advances, and ongoing balance transfers. |
Sources (3)
All captured Oct 15, 2026
VISA Platinum
Credit approval required. Applicants must meet OAS FCU membership eligibility requirements and credit underwriting criteria. Variable APR based on Prime Rate plus a margin determined by creditworthiness; capped at 18.00% APR and may change quarterly. Credit limit up to $30,000. $65 annual fee applies. ScoreCard Rewards program on eligible purchase transactions. No foreign transaction fees. A 2.25% introductory APR applies to balance transfers posted to new credit card accounts during the first 12 billing cycles following account opening. After the introductory period, balance transfers are subject to the standard variable APR based on creditworthiness and Prime Rate. Applied if account becomes 60 days past due. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00%–15.00% | $65 | Standard variable APR based on creditworthiness and Prime Rate. Applies to purchases, cash advances, and ongoing balance transfers. |
Sources (3)
All captured Oct 15, 2026
Who can join OAS Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.