Credit union · NCUA insured
NuVista Credit Union Auto Loan Rates
NuVista Credit Union auto loans start at 5.54% APR for a new vehicle and 5.64% for a used one. Rates checked October 22, 2026.
How NuVista Credit Union’s auto loan rates compare
Compared with banks and credit unions near Montrose, CO, where NuVista Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
NuVista Credit Union
5.54%APR
- Terms
- —
- Up to
- —
New Cars
Lowest rate
San Juan Mountains CU
4.25%APR
- Terms
- up to 60 months
- Up to
- 16.00% APR
3rd-lowest rate
Zions Bank
6.53%APR
- Terms
- 36–84 months
- Up to
- 12.70% APR
NuVista Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.54%
- Used vehicleUsed5.64%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where NuVista Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Used Cars (10 years or older)
Applies to vehicles 10 years or older. Rates shown are 'As Low As' rates for qualified borrowers. Actual rate depends on credit history, income, loan amount, and other factors. Credit union membership required (can join during application). No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.04% | As low as rate for qualified borrowers on classic used cars 10 years or older. |
New Cars
Rates shown are 'As Low As' rates for qualified borrowers. Actual rate depends on credit history, income, loan amount, and other factors. Credit union membership required (can join during application). No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.54% | As low as rate for qualified borrowers. |
New Street Motorcycles
Rates shown are 'As Low As' rates for qualified borrowers. Actual rate depends on credit history, income, loan amount, and other factors. Credit union membership required.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.40% | As low as rate for qualified borrowers on new street motorcycles. |
Sources (1)
- nuvista.org/rates · captured Oct 7, 2026
Older Used Cars (6 to 9 years old)
Applies to vehicles 6 to 9 years old. Rates shown are 'As Low As' rates for qualified borrowers. Actual rate depends on credit history, income, loan amount, and other factors. Credit union membership required (can join during application). No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.99% | As low as rate for qualified borrowers on older used cars 6 to 9 years old. |
Used Cars (5 years old and newer)
Applies to vehicles 5 years old and newer. Rates shown are 'As Low As' rates for qualified borrowers. Actual rate depends on credit history, income, loan amount, and other factors. Credit union membership required (can join during application). No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.64% | As low as rate for qualified borrowers on used cars 5 years old and newer. |
Used Street Motorcycles
Rates shown are 'As Low As' rates for qualified borrowers. Actual rate depends on credit history, income, loan amount, and other factors. Credit union membership required.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.84% | As low as rate for qualified borrowers on used street motorcycles. |
Sources (1)
- nuvista.org/rates · captured Oct 7, 2026
Who can join NuVista Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montrose, Delta, Gunnison, Ouray, or San Miguel counties.
Cost to join
- Members must open and maintain a Share (Savings) Account with a minimum deposit of $25.00 representing their ownership share.
Membership information collected October 4, 2026.