Bank · FDIC insured
Northstar Bank Auto Loan Rates
Northstar Bank auto loans start at 6.67% APR for a new vehicle and 6.67% for a used one. Rates checked October 16, 2026.
How Northstar Bank’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Northstar Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Northstar Bank
6.67%APR
- Terms
- up to 72 months
- Discount
- None included
Vehicle Loans
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Northstar Bank auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.67%
- Used vehicleUsed6.67%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northstar Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
0.25% rate reduction with automatic payment from a Northstar Bank deposit account. 10% down required; loan amount subject to NADA value. Rates differ for credit scores under 700. A loan application fee applies and is included in APR calculation.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.67% | 2026 model year. 10% down required. |
| up to 72 months | 6.70% | 2024 model year. 10% down required. |
| up to 60 months | 6.70% | 2023 model year. 10% down required. |
| up to 60 months | 6.95% | 2022 model year. 10% down required. |
| up to 60 months | 7.20% | 2021 model year. 10% down required. |
| up to 48 months | 8.25% | 2018 & Older model years. 10% down required. |
Sources (1)
- northstar.bank/personal/auto · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.