Bank · FDIC insured
Northstar Bank
A $1.2B bank headquartered in Bad Axe, MI, with 10 branches in Michigan.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Northstar Bank
Founded in 2001, Northstar Bank is held by Northstar Financial Group, Inc.
The bank merged with Community Bank in 2007 and Seaway Community Bank in 2013.
- Headquarters
- 833 S Van Dyke Rd, Bad Axe, MI 48413
- FDIC certificate
- 57097 ↗
Branches
10 branches in Michigan
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Michigan
10 branches
Detroit area · 4
- Algonac Branch900 Point Tremble Rd, Algonac, MI 48001Directions
- Fort Gratiot Branch4145 24th Avenue, Fort Gratiot, MI 48059Directions
- Lenox Branch66550 Gratiot Ave, Lenox, MI 48050Directions
- Seaway Community Bank Main Office Branch1960 Fred W Moore Hwy, St. Clair, MI 48079Directions
Bad Axe area · 1
- Northstar BankMain office833 S Van Dyke Rd, Bad Axe, MI 48413Directions
Akron area · 1
- Akron Branch3559 Main St, Akron, MI 48701Directions
Ann Arbor area · 1
- Ann Arbor Mi Branch3040 Lohr Road, Ann Arbor, MI 48108Directions
Caro area · 1
- Community Bank, Caro - Branch1100 E Caro Rd, Caro, MI 48723Directions
Pigeon area · 1
- Pigeon Branch7611 Pigeon Rd, Pigeon, MI 48755Directions
Ubly area · 1
- Ubly Branch4495 Garfield St, Ubly, MI 48475Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.11% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.80% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $102 | $88 | — |
- CapitalLeverage ratio9.11%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.80%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$102Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Northstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.