Credit union · NCUA insured
Northern Skies Federal Credit Union Auto Loan Rates
Top CarrotNorthern Skies Federal Credit Union auto loans start at 5.19% APR for a new vehicle and 5.19% for a used one. Rates checked October 22, 2026.
How Northern Skies Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Anchorage, AK, where Northern Skies Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northern Skies Federal Credit Union
5.19%APR
- Terms
- up to 84 months
- Discount
- None included
New Auto
Lowest rate
MAC Federal Credit Union
4.39%APR
- Terms
- up to 120 months
- Discount
- Included in the rate
2nd-lowest rate
Alaska Air Group Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
Northern Skies Federal Credit Union auto loan score
80
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.19%
- Used vehicleUsed5.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northern Skies Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classics & Collectibles
Competitively low, fixed rates on classic vehicles. Financing options up to 6 years (72 months). Finance up to 100% of value. Pre-approval available. Discounted CARFAX vehicle history reports.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.50% | As low as 8.50% APR. Terms up to 72 months (APR may vary). Rates are based on an evaluation of credit history and other factors, so rate may differ. Maximum APR is 18%. All loans subject to approval. |
Sources (2)
All captured Oct 22, 2026
New Auto
Up to 110% financing available for qualified buyers. Pre-approval available. No pre-payment penalties. Automatic payment and local decision-making.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.19% | As low as 5.19% APR. Terms up to 84 months (APR may vary). Rates are based on an evaluation of credit history and other factors, so rate may differ. Maximum APR is 18%. All loans subject to approval. |
Sources (2)
All captured Oct 22, 2026
Used Auto
Fixed rates for used vehicles. Terms available up to 84 months. Pre-approval available. Refinance available. All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.19% | As low as 5.19% APR. Terms up to 84 months (APR may vary). Rates are based on an evaluation of credit history and other factors, so rate may differ. Maximum APR is 18%. All loans subject to approval. |
Sources (2)
All captured Oct 22, 2026
Who can join Northern Skies Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.