Credit union · NCUA insured
Northern Skies Federal Credit Union Savings Rates
Top CarrotNorthern Skies Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Shares. Rates checked October 22, 2026.
How Northern Skies Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Anchorage, AK, where Northern Skies Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northern Skies Federal Credit Union
0.60%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $60
Money Market Shares
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alaska Air Group Credit Union
2.27%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $227
Northern Skies Federal Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Skies Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Money Market Shares
0.25%APY
Must first open a Regular Share savings (S1) account with a minimum deposit of $5 to establish membership. No monthly service fee. Six withdrawals permitted per month.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $99,999Dividends compounded monthly. Variable APY. · Unknown to open | 0.25% | Unknown | $25 | Dividends compounded monthly. Variable APY. |
| Up to $100,000Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $0. · $0 to open | 0.25% | $0 | $25 | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $0. |
| $100,000 – $200,000Dividends compounded monthly. Variable APY. · Unknown to open | 1.25% | Unknown | — | Dividends compounded monthly. Variable APY. |
| $100,000 – $200,000Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $0. · $0 to open | 1.25% | $0 | — | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $0. |
| $200,000 and upDividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $0. · $0 to open | 1.65% | $0 | — | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $0. |
| Over $200,000Dividends compounded monthly. Variable APY. · Unknown to open | 1.65% | Unknown | — | Dividends compounded monthly. Variable APY. |
Sources (2)
- nsfcu.org/accounts/savings/jum…oney-market-savings.html
- nsfcu.org/_/kcms-doc/509/98849…esRatesFees-8-5-2026.pdf
All captured Oct 15, 2026
Money Market Shares
0.60%APY
Must first open a Regular Share savings (S1) account with a minimum deposit of $5 to establish membership. No monthly service fee.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $9,999Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. · Unknown to open | 0.35% | Unknown | — | Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. |
| $2,500 – $10,000Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. · $0 to open | 0.35% | $0 | — | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. |
| $10,000 – $24,999Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. · Unknown to open | 0.60% | Unknown | $60 | Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. |
| $10,000 – $25,000Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. · $0 to open | 0.60% | $0 | $60 | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. |
| $25,000 – $49,999Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. · Unknown to open | 0.70% | Unknown | — | Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. |
| $25,999 – $50,000Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. · $0 to open | 0.70% | $0 | — | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. |
| $50,000 – $99,999Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. · Unknown to open | 0.80% | Unknown | — | Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. |
| $50,000 – $100,000Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. · $0 to open | 0.80% | $0 | — | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. |
| $100,000 and upDividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. · Unknown to open | 0.85% | Unknown | — | Dividends compounded monthly. Minimum balance to earn dividends is $2,500. Variable APY. |
| $100,000 and upDividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. · $0 to open | 0.85% | $0 | — | Dividends compounded and credited monthly; daily balance method; minimum balance to earn APY is $2,500. |
Member Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly. APY is variable after opening. Minimum balance required to earn dividends. Membership eligibility requires living, working, volunteering, attending school, or worshiping in Alaska (or family member of an existing member), with a $5 share placed on hold.Any balance | 0.10% | $10 | Dividends compounded quarterly. APY is variable after opening. Minimum balance required to earn dividends. Membership eligibility requires living, working, volunteering, attending school, or worshiping in Alaska (or family member of an existing member), with a $5 share placed on hold. |
Sources (4)
- nsfcu.org/accounts/savings/member-savings.html
- nsfcu.org/rates.html
- nsfcu.org/accounts/checking/member-checking.html
- nsfcu.org/accounts/savings
All captured Sep 15, 2026
Special Purpose Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly. APY is variable after opening. Minimum balance required to earn dividends. Unlimited in-branch withdrawals at no charge. Must first open a Member Savings (S1) account with a minimum deposit of $5.Any balance | 0.10% | $10 | Dividends compounded quarterly. APY is variable after opening. Minimum balance required to earn dividends. Unlimited in-branch withdrawals at no charge. Must first open a Member Savings (S1) account with a minimum deposit of $5. |
Special-purpose accounts
Coverdell Education Savings Account (ESA)
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly. APY is variable after opening. No setup or annual fee. Designated beneficiary must be under 18 when contributions are made. $2,000 maximum annual contribution per child. Funds must be withdrawn by age 30. Must first open a Member Savings (S1) account with a minimum deposit of $5.Any balance | 0.15% | $15 | Dividends compounded quarterly. APY is variable after opening. No setup or annual fee. Designated beneficiary must be under 18 when contributions are made. $2,000 maximum annual contribution per child. Funds must be withdrawn by age 30. Must first open a Member Savings (S1) account with a minimum deposit of $5. |
Sources (2)
All captured Sep 15, 2026
Individual Retirement Accounts (IRAs)
0.15%APY
Includes Traditional IRA and Roth IRA share options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly. APY is variable after opening. No setup fees and no monthly or annual maintenance fees.Any balance | 0.15% | $15 | Dividends compounded quarterly. APY is variable after opening. No setup fees and no monthly or annual maintenance fees. |
Sources (3)
- nsfcu.org/rates.html
- nsfcu.org/accounts/savings
- nsfcu.org/accounts/savings/ind…ement-accounts-iras.html
All captured Sep 15, 2026
Who can join Northern Skies Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.