Credit union · NCUA insured
Alaska Air Group Credit Union Auto Loan Rates
Top CarrotAlaska Air Group Credit Union auto loans start at 4.99% APR for a new vehicle and 5.74% for a used one. Rates checked October 22, 2026.
How Alaska Air Group Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Alaska Air Group Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Alaska Air Group Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
New Auto (2021 and Newer)
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Alaska Air Group Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alaska Air Group Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles 2017 - 2020
Value based on NADA average retail. For loans under $20,000 rate is .50% higher. Terms based on amount financed and model year of collateral. All loan rates are Annual Percentage Rates and subject to change without notice. Rate and credit limit determined by creditworthiness, debt ratio, and collateral value.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.74% | Up to 48 months term; Motorcycles 2017 - 2020; For loans under $20,000 rate is .50% higher. |
Sources (1)
- aagcu.org/rates · captured Oct 4, 2026
Motorcycles 2021 or Newer
Value based on NADA average retail. For loans under $20,000 rate is .50% higher. Terms based on amount financed and model year of collateral. All loan rates are Annual Percentage Rates and subject to change without notice. Rate and credit limit determined by creditworthiness, debt ratio, and collateral value.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.99% | Up to 84 months term; Motorcycles 2021 or Newer; For loans under $20,000 rate is .50% higher. |
Sources (1)
- aagcu.org/rates · captured Oct 4, 2026
New Auto (2021 and Newer)
Must establish membership with Alaska Air Group Credit Union. Maximum amount financed up to 110% of NADA average retail including tax and license. Rate and credit limit determined by creditworthiness, debt ratio, and collateral value. Terms based on amount financed and model year of collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | 4 years / 48 months term; New Auto (2021 and Newer). |
| up to 60 months | 4.99% | 5 years / 60 months term; New Auto (2021 and Newer). |
| up to 72 months | 5.24% | 6 years / 72 months term; New Auto (2021 and Newer). |
| up to 84 months | 5.49% | 7 years / 84 months term; New Auto (2021 and Newer). |
Used Auto (Models 2017 - 2020)
Must establish membership with Alaska Air Group Credit Union. Maximum amount financed up to 110% of NADA average retail including tax and license. Financing for vehicles 10yrs and older available (contact credit union for details). Rate and credit limit determined by creditworthiness, debt ratio, and collateral value. Terms based on amount financed and model year of collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | 4 years / 48 months term; Used Auto (Models 2017 - 2020). |
| up to 60 months | 5.74% | 5 years / 60 months term; Used Auto (Models 2017 - 2020). |
| up to 72 months | 5.99% | 6 years / 72 months term; Used Auto (Models 2017 - 2020). |
| up to 84 months | 6.24% | 7 years / 84 months term; Used Auto (Models 2017 - 2020). |
Who can join Alaska Air Group Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of Alaska Air Group (including Alaska Airlines, Hawaiian Airlines, Horizon Air, and McGee Air Services) are eligible for membership.
Family and household
- Family members of eligible employees and retirees of Alaska Air Group (Alaska Airlines, Hawaiian Airlines, Horizon Air, and McGee Air Services) are eligible for membership.
Membership information collected October 4, 2026.