Bank · FDIC insured
Northern Bank Direct Savings Rates
Top CarrotNorthern Bank Direct’s best savings rate is 3.50% APY, with its Money Market Premier, with extra requirements. Rates checked October 25, 2026.
How Northern Bank Direct’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Northern Bank Direct
3.50%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Money Market Premier
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Northern Bank Direct savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Bank Direct ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Premier
3.50%APY
Eligibility is limited to consumers who apply online. No monthly service charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Variable rate, may change after account opening. | 3.50% | $350 | Variable rate, may change after account opening. |
| $250,000 – $1,000,000APYs ranging from 3.50% to .95%. Variable rate, may change after account opening. | 0.10% | — | APYs ranging from 3.50% to .95%. Variable rate, may change after account opening. |
| $1,000,000 and upAPYs ranging from .95% to .52% (assumes $2,000,000 in deposit balance). Variable rate, may change after account opening. | 0.10% | — | APYs ranging from .95% to .52% (assumes $2,000,000 in deposit balance). Variable rate, may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.