Credit union · NCUA insured
North Star Community Credit Union Credit Card Rates
North Star Community Credit Union doesn’t publish an ongoing APR for its credit cards, only a 24-month introductory rate. Rates checked October 22, 2026.
How North Star Community Credit Union’s credit card rates compare
Compared with banks and credit unions in North Dakota, where North Star Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
North Star Community Credit Union
– –
No ongoing APR published
Lowest rate
Fargo Public Schools Federal Credit Union
7.00%APR
2nd-lowest rate
Aspire Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
Value-rate card featuring low, non-variable rate. No annual fee, no balance transfer fee, no cash advance fee, and no international transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 24 months | 3.99% | None | Limited-time balance transfer special offer: 3.99% APR for 24 months. Transfers must be completed by 12.1.2026 to receive promotional rate. After the 24-month promotional timeframe, any remaining transferred balances migrate to standard APR. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- northstarccu.com/spend/credit-cards · captured Oct 22, 2026
Platinum Preferred
Features low, non-variable rate. No annual fee, no balance transfer fee, no cash advance fee, and no international transaction fee. Earn rewards points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 24 months | 3.99% | None | Limited-time balance transfer special offer: 3.99% APR for 24 months. Transfers must be completed by 12.1.2026 to receive promotional rate. After the 24-month promotional timeframe, any remaining transferred balances migrate to standard APR. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- northstarccu.com/spend/credit-cards · captured Oct 22, 2026
Who can join North Star Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You live within 50 miles of Bottineau.
- You live within 50 miles of Cavalier.
- You live within 75 miles of Maddock.
- You live in the county of McLean.
- You live in the county of Renville.
- You live within 50 miles of Rugby.
3 more ways to join
Where you live or work
- You live within 75 miles of Tolna.
- You live in the county of Ward.
Family and household
- You have an immediate family member who is a North Star member who lives within 50 miles of Maddock, Bottineau, Rugby, or Cavalier.
Cost to join
- A $5 minimum deposit into Primary Savings is required when joining the credit union.
Membership information collected October 4, 2026.