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Credit union · NCUA insured

North Shore Federal Credit Union Credit Card Rates

North Shore Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How North Shore Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Duluth, MN-WI, where North Shore Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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North Shore Federal Credit Union credit card score

82

Credit card score

Higher than 58% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where North Shore Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join North Shore Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, worship, work, regularly conduct business in, or attend school in Minnesota's Lake, Cook, and Southern St. Louis counties are eligible for membership.

Family and household

  • Immediate family members (including spouse, parent, child, in-law, and more) of an NSFCU member, living or deceased, are eligible for membership.

Cost to join

  • Individuals can become a member for as little as $10.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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