Credit union · NCUA insured
Minnesota Power Employee Credit Union Credit Card Rates
Minnesota Power Employee Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Minnesota Power Employee Credit Union’s credit card rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Minnesota Power Employee Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Minnesota Power Employee Credit Union
7.90%APR
- Up to
- 15.90% APR
Visa Credit Cards
2nd-lowest rate
North Star Credit Union
7.90%APR
- Up to
- —
3rd-lowest rate
Northwoods Credit Union
8.99%APR
- Up to
- 17.99% APR
Minnesota Power Employee Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Minnesota Power Employee Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Cards
Credit lines up to $15,000. Actual rate determined on past credit history of borrower. Rates are non-variable. Options include low rate card and rewards card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–15.90% | None | Actual rate determined on past credit history of borrower. Non-variable rate. Credit lines up to $15,000. |
Sources (1)
- mpecu.com/cards/visa-credit-cards · captured Oct 7, 2026
Who can join Minnesota Power Employee Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in St. Louis and Carlton Counties in Minnesota and Douglas County in Wisconsin is eligible.
Employers and groups
- Full-time or Part-time, Contract, Interns, and Temporary Employees of listed partner Employer Groups are eligible for membership.
Family and household
- Spouses, children, step-children, parents, brothers, sisters, grandparents, grandchildren, aunts, uncles, nieces, and nephews of current members (through blood or adoption) are eligible.
- A non-relative living with a current member is eligible for membership.
Other ways
- Members who leave employment of a partner group, and their family members with accounts, can remain members under 'Once a Member, Always a Member'.
Cost to join
- Membership requires filling out an application and establishing a savings account with a $5.00 minimum balance.
Membership information collected October 4, 2026.