Credit union · NCUA insured
North Shore Federal Credit Union Auto Loan Rates
North Shore Federal Credit Union auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 16, 2026.
How North Shore Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Duluth, MN-WI, where North Shore Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
North Shore Federal Credit Union
5.75%APR
- Terms
- —
Auto Loans
Lowest rate
Harbor Pointe Credit Union
3.95%APR
- Terms
- up to 60 months
2nd-lowest rate
Hibbing Cooperative Credit Union
4.59%APR
- Terms
- up to 60 months
North Shore Federal Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where North Shore Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 5.75% | As low as 5.75% APR |
Sources (1)
- northshorefcu.org/loans/personal/vehicles · captured Sep 18, 2026
Who can join North Shore Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work, regularly conduct business in, or attend school in Minnesota's Lake, Cook, and Southern St. Louis counties are eligible for membership.
Family and household
- Immediate family members (including spouse, parent, child, in-law, and more) of an NSFCU member, living or deceased, are eligible for membership.
Cost to join
- Individuals can become a member for as little as $10.
Membership information collected October 4, 2026.