Credit union · NCUA insured
Hibbing Cooperative Credit Union Auto Loan Rates
Hibbing Cooperative Credit Union auto loans start at 4.59% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Hibbing Cooperative Credit Union’s auto loan rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Hibbing Cooperative Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hibbing Cooperative Credit Union
4.59%APR
- Terms
- up to 60 months
- Up to
- —
New Vehicle Loan
Lowest rate
Harbor Pointe Credit Union
3.95%APR
- Terms
- up to 60 months
- Up to
- —
3rd-lowest rate
Northwoods Credit Union
4.74%APR
- Terms
- up to 84 months
- Up to
- 16.75% APR
Hibbing Cooperative Credit Union auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.59%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hibbing Cooperative Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.59% | New - No Miles. Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
| up to 72 months | 4.69% | New - No Miles. 72 Month Max. Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
Used Vehicle Loan
Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors.
| Terms | APR | Conditions |
|---|---|---|
| 60–72 months | 4.99% | Model year 2024 - 2025. Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
| up to 60 months | 5.49% | Model year 2021 - 2023. Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
| up to 48 months | 5.69% | Model year 2019 - 2020. Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
| up to 36 months | 6.19% | Model year 2018 & Older (Rate + $5,000). Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
| up to 36 months | 6.69% | Model year 2018 & Older (Rate - $5,000). Add 0.25% for additional year on term (not to exceed 72 months). All rates subject to change based on credit, collateral value, and other qualifying factors. |
Who can join Hibbing Cooperative Credit Union
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