Credit union · NCUA insured
North Memorial FCU Credit Card Rates
North Memorial FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How North Memorial FCU’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where North Memorial FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
North Memorial FCU
9.90%APR
- Annual fee
- $25
VISA® Platinum
Lowest rate
NSP Credit Union
7.90%APR
- Annual fee
- None
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
- Annual fee
- None
North Memorial FCU credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where North Memorial FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | $25 | Annual fee is waived if you pay off your card every month and incur no finance charges. Minimum credit line of $500. 25-day grace period on purchases. No balance transfer fees. |
Sources (1)
- northmemorialfcu.com/lending-center/visa · captured Oct 7, 2026
VISA® Lifestyle
Must be a Lifestyle Member with a combined minimum of $25,000 in deposits in your share, checking, Share Certificates (CD's) or Money Market account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.90% | None | Must be a Lifestyle Member with a combined minimum of $25,000 in deposits in your share, checking, Share Certificates (CD's) or Money Market account. Minimum credit line of $5000. 25-day grace period on purchases. No balance transfer fees. |
Sources (1)
- northmemorialfcu.com/lending-center/visa · captured Oct 7, 2026
VISA® Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | $25 | Annual fee is waived if you pay off your card every month and incur no finance charges. Minimum credit line of $5000. 25-day grace period on purchases. No balance transfer fees. |
Sources (1)
- northmemorialfcu.com/lending-center/visa · captured Oct 7, 2026
Who can join North Memorial FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Staff of Alpine Lending are eligible for membership.
- Staff of American Family Insurance - Steven G. Graham Agency, Inc. are eligible for membership.
- Staff of DJ Kranz are eligible for membership.
- Staff of Fine Line for Hair, Inc. dba Great Clips are eligible for membership.
- Staff of Financial Recovery Service, Inc are eligible for membership.
- Staff of Grove Salons Inc, dba Fantastic Sam's are eligible for membership.
16 more ways to join
Employers and groups
- Staff of medical offices that can admit to North Memorial Medical Center and Maple Grove Hospital are eligible for membership.
- Staff of Maple Grove Hospital, associates, and affiliated offices/clinics are eligible for membership.
- Staff of North Memorial Medical Center, associates, and affiliated offices/clinics are eligible for membership.
- Staff of Premier Health Chiropractic are eligible for membership.
- Staff of Saint Therese Home, Inc. are eligible for membership.
Family and household
- Family members of staff of Alpine Lending are eligible for membership.
- Family members of staff of American Family Insurance - Steven G. Graham Agency, Inc. are eligible for membership.
- Family members of staff of DJ Kranz are eligible for membership.
- Family members of staff of Fine Line for Hair, Inc. dba Great Clips are eligible for membership.
- Family members of staff of Financial Recovery Service, Inc are eligible for membership.
- Family members of staff of Grove Salons Inc, dba Fantastic Sam's are eligible for membership.
- Family members of staff of medical offices that can admit to North Memorial Medical Center and Maple Grove Hospital are eligible for membership.
- Family members of staff of Maple Grove Hospital, associates, and affiliated offices/clinics are eligible for membership.
- Family members of staff of North Memorial Medical Center, associates, and affiliated offices/clinics are eligible for membership.
- Family members of staff of Premier Health Chiropractic are eligible for membership.
- Family members of staff of Saint Therese Home, Inc. are eligible for membership.
Membership information collected October 4, 2026.