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Credit union · NCUA insured

North Iowa Community Credit Union Credit Card Rates

North Iowa Community Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How North Iowa Community Credit Union’s credit card rates compare

Compared with banks and credit unions near Mason City, IA, where North Iowa Community Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    North Iowa Community Credit Union

    10.99%APR

    Up to
    —

    NICCU MasterCard

  • 2nd-lowest rate

    Wells Fargo

    17.74%APR

    Up to
    28.49% APR

    Wells Fargo rates

Compare credit card rates near you →

North Iowa Community Credit Union credit card score

77

Credit card score

Higher than 44% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR10.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where North Iowa Community Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join North Iowa Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who reside in or work in Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright Counties are eligible for membership.

Family and household

  • Family members of members—including spouses, children, parents, brothers, sisters, grandparents, and grandchildren—are eligible to join.

Cost to join

  • An initial $25 deposit is required to open a Membership Savings Account and maintain membership.
  • Members under 16 require an initial $5 deposit to open an account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← North Iowa Community Credit Union overview