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Credit union · NCUA insured

North Iowa Community Credit Union CD Rates

North Iowa Community Credit Union’s best CD rate is 3.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How North Iowa Community Credit Union’s CD rates compare

Compared with banks and credit unions near Mason City, IA, where North Iowa Community Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    North Iowa Community Credit Union

    3.25%APY

    Term
    6 months
    Minimum
    $100
    Earns on $10,000
    $161

    Share Certificates (CD’s)

  • Top rate

    CENT Credit Union

    4.50%APY

    Term
    24 months
    Minimum
    $5,000
    Earns on $10,000
    $920

    CENT Credit Union rates

  • 2nd-highest rate

    Clear Lake Bank and Trust Company

    4.27%APY

    Term
    9 months
    Minimum
    $5,000
    Earns on $10,000
    $319

    Clear Lake Bank and Trust Company rates

Compare CD rates near you →

North Iowa Community Credit Union CD score

70

CD score

Higher than 27% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.25%
  • 9–15 months9–15 mo3.25%
  • 16–30 months16–30 mo3.25%
  • 31–60 months31–60 mo3.00%
  • QualifiedQualified3.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where North Iowa Community Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join North Iowa Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who reside in or work in Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright Counties are eligible for membership.

Family and household

  • Family members of members—including spouses, children, parents, brothers, sisters, grandparents, and grandchildren—are eligible to join.

Cost to join

  • An initial $25 deposit is required to open a Membership Savings Account and maintain membership.
  • Members under 16 require an initial $5 deposit to open an account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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