Credit union · NCUA insured
Nizari Credit Union Credit Card Rates
Top CarrotNizari Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Nizari Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Nizari Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Nizari Credit Union
11.90%APR
- Annual fee
- None
Platinum Mastercard
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Nizari Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nizari Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
Credit limit $300 up to $20,000. Member should be either a Green Card holder or US Citizen. Member's current loans must be current and in good standing. No guarantors on credit cards. Annual fee: $0. Minimum payment due: 3% or $15 of balance, whichever is higher. Balance transfer fee: 3.00%. Cash advance fee: $5.00 or 3.00% (max $50.00). Foreign transaction fee: 1.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory offer 0% APR for 12 months from account opening on purchases. After intro ends, APR reverts to 11.90%. |
| Ongoing | 11.90% | None | Ongoing standard purchase APR. |
| Intro, 6 months | 1.99% | None | For existing cardholders: 1.99% APR for 6 billing cycles on balance transfers with 3% balance transfer fee. Does not apply to cash advances and purchases. Account must be in good standing. |
| Intro, 12 months | 2.99% | None | For existing cardholders: 2.99% APR for 12 billing cycles on balance transfers with 3% balance transfer fee. Does not apply to cash advances and purchases. Account must be in good standing. |
| Ongoing | 18.00% | None | Cash advance APR. Cash advance fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum $50.00). |
Standard Mastercard
Credit limit $300 up to $10,000 (up to $20,000 across cards). Member should be either a Green Card holder or US Citizen. Member's current loans must be current and in good standing. No guarantors on credit cards. Annual fee: $0. Minimum payment due: 3% or $15 of balance, whichever is higher. Balance transfer fee: 3.00%. Cash advance fee: $5.00 or 3.00% (max $50.00). Foreign transaction fee: 1.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory offer 0% APR for 12 months from account opening on purchases. After intro ends, APR reverts to 13.90%. |
| Ongoing | 13.90% | None | Ongoing standard purchase APR. |
| Intro, 6 months | 1.99% | None | For existing cardholders: 1.99% APR for 6 billing cycles on balance transfers with 3% balance transfer fee. Does not apply to cash advances and purchases. Account must be in good standing. |
| Intro, 12 months | 2.99% | None | For existing cardholders: 2.99% APR for 12 billing cycles on balance transfers with 3% balance transfer fee. Does not apply to cash advances and purchases. Account must be in good standing. |
| Ongoing | 18.00% | None | Cash advance APR. Cash advance fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum $50.00). |
Who can join Nizari Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of the credit union are eligible to apply for membership.
- Any person who is a Shia Imami Ismaili Muslim attending any Jamatkhana located in the United States of America is eligible to apply for membership.
Family and household
- Non-Ismaili spouses and children of eligible members are eligible to apply for membership.
Membership information collected October 5, 2026.