Credit union · NCUA insured
Nikkei Credit Union Credit Card Rates
Nikkei Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Nikkei Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Nikkei Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Nikkei Credit Union
13.00%APR
- Up to
- 18.00% APR
Nikkei Visa Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Nikkei Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nikkei Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Nikkei Visa Credit Card
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; Visa Platinum APR may be as low as 13.00%, actual APR determined at account opening. Fixed rates. No annual fee. 3% fee on cash advances and balance transfers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00%–18.00% | None | Revolving credit. Maximum loan amount $15,000.00. Low fixed rates starting at 13% APR up to 18.00% based on creditworthiness; no annual fee. A 3% fee applies to cash advances and balance transfers. |
Who can join Nikkei Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons of Japanese ancestry and their immediate family living in Los Angeles and Orange Counties.
Employers and groups
- Qualify by making a donation to PIDF or JACCC.
- Gardening, landscaping, horticulture, and nursery professionals/employees in Orange County, their family members, and organizations.
- Employees and members of the Japanese American Cultural and Community Center, Los Angeles, California.
- Philippine Independence Day Foundation, Inc. (PIDF).
Military, government and schools
- Members of Troy Philippines of University of Southern California.
3 more ways to join
Family and household
- Family members or household members of an existing Credit Union member.
Other ways
- Businesses owned by, or associations of, individuals qualifying for credit union membership.
- Other credit unions organized under Federal or State Laws.
Membership information collected October 5, 2026.