Credit union · NCUA insured
Nickel Steel Federal Credit Union Savings Rates
Nickel Steel Federal Credit Union’s best savings rate is 0.03% APY on $10,000, with its REGULAR. Rates checked October 16, 2026.
How Nickel Steel Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lima, OH, where Nickel Steel Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nickel Steel Federal Credit Union
0.03%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $3
REGULAR
Top rate
Superior Credit Union
3.95%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $395
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Nickel Steel Federal Credit Union savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nickel Steel Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
REGULAR
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 0.03% | $3 |
| $10,000 – $50,000 | 0.03% | — |
| Over $50,000 | 0.10% | — |
Sources (1)
- nickelsteelfcu.com/savings · captured Sep 17, 2026
Special-purpose accounts
IRA Accounts (Dividends Paid Quarterly)
0.15%APY
Dividends Paid Quarterly
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends Paid Quarterly$100 and up | 0.15% | $15 | Dividends Paid Quarterly |
Sources (1)
- nickelsteelfcu.com/savings · captured Sep 17, 2026
Club Accounts
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.03% | $3 |
Sources (1)
- nickelsteelfcu.com/savings · captured Sep 17, 2026
Who can join Nickel Steel Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons who live, work, worship, volunteer, or attend school in the city of Lima, Ohio, and businesses and other legal entities located in the city of Lima, Ohio.
Employers and groups
- Open to employees and retirees of eligible companies and organizations including Whemco, Superior Forge & Steel, N & S Railroad, L.A.C.C.A (employees/clients), Frank's Drive-thru, V.F.W. Post #1911, Southside Neighborhood Assoc., International Brake, and UAW Local 975.
Military, government and schools
- Open to employees and retirees of the Ohio Army National Guard and HHFC 148th Infantry & the Family Readiness group.
Family and household
- Open to family members of eligible members, including spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents.
Cost to join
- Deposit of $25 or more in a Share Savings Account is required to join.
- $5 deposit in a Share Savings Account is required for minors to join.
Membership information collected October 5, 2026.