Bank · FDIC insured
Newburyport Bank Auto Loan Rates
Top CarrotNewburyport Bank auto loans start at 5.75% APR for a new vehicle and 6.00% for a used one. Rates checked October 15, 2026.
How Newburyport Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Newburyport Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Newburyport Bank
5.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Vehicles
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
Newburyport Bank auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Newburyport Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Available only to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model must be new (current calendar year or the coming year). Displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.50% | Annual Percentage Rate (APR) as of 10/15/2026 may be as low as 5.50%. APRs assume excellent borrower credit history. Reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Up to 110% LTV. |
| up to 60 months | 5.75% | Annual Percentage Rate (APR) as of 10/15/2026 may be as low as 5.75%. APRs assume excellent borrower credit history. Reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Up to 110% LTV. |
| up to 72 months | 6.00% | Annual Percentage Rate (APR) as of 10/15/2026 may be as low as 6.00%. APRs assume excellent borrower credit history. Reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Up to 110% LTV. |
Sources (1)
- newburyportbank.com/borrow/auto-loans · captured Oct 15, 2026
Used Vehicles
Available only to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle age must be 10 (ten) years or less. Displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75% | Annual Percentage Rate (APR) as of 10/15/2026 may be as low as 5.75%. APRs assume excellent borrower credit history. Reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Up to 110% LTV. Vehicle age must be 10 years or less. |
| up to 60 months | 6.00% | Annual Percentage Rate (APR) as of 10/15/2026 may be as low as 6.00%. APRs assume excellent borrower credit history. Reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Up to 110% LTV. Vehicle age must be 10 years or less. |
Sources (1)
- newburyportbank.com/borrow/auto-loans · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.