Credit union · NCUA insured
New York Times Employees' Credit Union Auto Loan Rates
Top CarrotNew York Times Employees' Credit Union auto loans start at 4.49% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How New York Times Employees' Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where New York Times Employees' Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New York Times Employees' Credit Union
4.49%APR
- Terms
- 36–72 months
- Discount
- None included
New and 1 Year Old Models under 20,000 miles
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New York Times Employees' Credit Union auto loan score
88
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New York Times Employees' Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2-4 Year Old Models
For 2-4 year old vehicle models. Up to 100% financing (plus tax and license, registration and dealer preparation fees) on new and used vehicles; no application fees or pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 4.74% | — |
5-7 Year Old Models
For 5-7 year old vehicle models. Up to 100% financing (plus tax and license, registration and dealer preparation fees) on new and used vehicles; no application fees or pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | — |
New and 1 Year Old Models over 20,000 miles
For new and 1 year old models over 20,000 miles. Up to 100% financing (plus tax and license, registration and dealer preparation fees) on new and used vehicles; no application fees or pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 4.74% | — |
New and 1 Year Old Models under 20,000 miles
For new and 1 year old models under 20,000 miles. Up to 100% financing (plus tax and license, registration and dealer preparation fees) on new and used vehicles; no application fees or pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| 36–72 months | 4.49% | — |
Who can join New York Times Employees' Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.