Credit union · NCUA insured
New Jersey Law & Public Safety Credit Union Credit Card Rates
Top CarrotNew Jersey Law & Public Safety Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How New Jersey Law & Public Safety Credit Union’s credit card rates compare
Compared with banks and credit unions near Trenton, NJ, where New Jersey Law & Public Safety Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
New Jersey Law & Public Safety Credit Union
12.75%APR
Gold Card
Lowest rate
HEFCU
8.99%APR
2nd-lowest rate
Self Reliance Financial Federal Credit Union
9.49%APR
New Jersey Law & Public Safety Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New Jersey Law & Public Safety Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Card
Rates subject to change during the month at the discretion of the Board of Directors. Must be an existing member to apply for a loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Credit Limit: $500 - $6000. |
Sources (1)
- njlpscu.org/cards/visa-credit-card · captured Oct 7, 2026
Gold Card
Rates subject to change during the month at the discretion of the Board of Directors. Must be an existing member to apply for a loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Credit Limit: $500 - $20,000. |
Sources (1)
- njlpscu.org/cards/visa-credit-card · captured Oct 7, 2026
Student Visa Credit Card
Rate is based on prime rate which fluctuates as the prime rate changes. Rate based on creditworthiness. Subject to credit approval. Must include pay stub with application. Minimum credit limit of $500; maximum $2,000.00. Parents are required to be co-applicants on all student visas.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Credit limit up to $2,000.00 (minimum credit limit $500). Variable rate based on prime rate. |
Sources (1)
- njlpscu.org/student-visa-cards · captured Oct 7, 2026
Who can join New Jersey Law & Public Safety Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to employees and retirees of the Office of Law and Public Safety (inclusive of the Division of Motor Vehicles), employees of the New Jersey Judiciary, employees of the Office of the Public Defender, and Credit Union employees.
Family and household
- Membership is open to immediate families of eligible employees and retirees.
Membership information collected October 5, 2026.