Credit union · NCUA insured
New Heights Federal Credit Union Auto Loan Rates
New Heights Federal Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 22, 2026.
How New Heights Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Logan, UT-ID, where New Heights Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New Heights Federal Credit Union
4.70%APR
- Terms
- up to 72 months
New & Used Auto Loans
2nd-lowest rate
Deseret First Credit Union
4.99%APR
- Terms
- up to 60 months
3rd-lowest rate
Elevate Credit Union
4.99%APR
- Terms
- up to 66 months
New Heights Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New Heights Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Rate based on creditworthiness and term of loan. Rates are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.70% | Auto model years 2024-2027. Max term 60 months for loan amounts under $20,000; max term 84 months for loan amounts over $20,000 (rate adjusts for longer term). |
| up to 84 months | 4.99% | Auto model years 2024-2027. Max term 72 months for loan amounts under $20,000; max term 84 months for loan amounts over $20,000 (rate adjusts for longer term). |
| up to 72 months | 4.70% | Auto model years 2018-2023. Max term 60 months for loan amounts under $20,000; max term 72 months for loan amounts over $20,000 (rate adjusts for longer term). |
| up to 60 months | 4.70% | Auto model years 2013-2017. Max term 48 months for loan amounts under $20,000; max term 60 months for loan amounts over $20,000 (rate adjusts for longer term). |
| up to 48 months | 4.70% | Auto model years 2010-2012. Max term 36 months for loan amounts under $20,000; max term 48 months for loan amounts over $20,000 (rate adjusts for longer term). |
| up to 48 months | 4.99% | Auto model years 2008-2010. Max term 36 months for loan amounts under $20,000; max term 48 months for loan amounts over $20,000 (rate adjusts for longer term). |
Who can join New Heights Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- BATC employees are eligible for membership.
Military, government and schools
- Employees of Cache County are eligible for membership.
- Employees and students of Cache County School District are eligible for membership.
- Employees of Cache County Charter Schools are eligible for membership.
- Employees of Logan City are eligible for membership.
- Employees and students of Logan City School District are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of Rich School District are eligible for membership.
- Employees of Smithfield City are eligible for membership.
Membership information collected October 4, 2026.