Credit union · NCUA insured
New England Teamsters Federal Credit Union Auto Loan Rates
New England Teamsters Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How New England Teamsters Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where New England Teamsters Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New England Teamsters Federal Credit Union
5.99%APR
- Terms
- up to 60 months
New and Used Auto Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
New England Teamsters Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New England Teamsters Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | Vehicle age 2023 and newer; estimated payment $30.29 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
| up to 48 months | 5.99% | Vehicle age 2023 and newer; estimated payment $23.47 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
| up to 60 months | 5.99% | Vehicle age 2023 and newer; estimated payment $19.32 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
| up to 72 months | 6.99% | Vehicle age 2023 and newer; estimated payment $17.04 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
| up to 36 months | 6.24% | Vehicle age 2018 - 2022; estimated payment $30.53 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
| up to 48 months | 6.74% | Vehicle age 2018 - 2022; estimated payment $23.83 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
| up to 60 months | 8.99% | Vehicle age 2018 - 2022; estimated payment $20.75 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account |
Who can join New England Teamsters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of a Teamster benefits office within the jurisdiction of Joint Council 10 are eligible for membership.
- Employees of a Teamster local within the jurisdiction of Joint Council 10 are eligible for membership.
- Active or retired Teamsters within the jurisdiction of Joint Council 10 are eligible for membership.
Military, government and schools
- Members of Medford Firefighters Local 1032 are eligible for membership.
Family and household
- Immediate family members of current Medford Firefighters Local 1032 members are eligible for membership.
- Un-remarried spouses of persons who died while within the field of membership are eligible for membership.
1 more way to join
Family and household
- Immediate family members of current Teamster Local members within the jurisdiction of Joint Council 10 are eligible for membership.
Cost to join
- A minimum initial deposit of $5 is required to open a membership account.
Membership information collected October 5, 2026.