Credit union · NCUA insured
Neighborhood Community Federal Credit Union Auto Loan Rates
Neighborhood Community Federal Credit Union auto loans start at 4.95% APR for a new vehicle and 5.95% for a used one. Rates checked October 22, 2026.
How Neighborhood Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Neighborhood Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Neighborhood Community Federal Credit Union
4.95%APR
- Terms
- —
- Up to
- 12.45% APR
NEW Auto, Motorcycle
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
Neighborhood Community Federal Credit Union auto loan score
80
Auto loan score
Higher than 53% of U.S. banks and credit unions
- New vehicleNew4.95%
- Used vehicleUsed5.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighborhood Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW Auto, Motorcycle
The APR received will be within the disclosed range based on creditworthiness. May be financed up to 6 years if amount borrowed is over $12,000.00, or up to 7 years if borrowing over $20,000.00.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.95%–12.45% | Rate based on creditworthiness. Financing up to 6 years for loans over $12,000.00, and up to 7 years for loans over $20,000.00. |
Sources (1)
- neighborhoodcfcu.org/loans.htm · captured Oct 7, 2026
USED Auto, Motorcycle
The APR received will be within the disclosed range based on creditworthiness. Financing on used vehicles is determined by loan and retail values according to NADA blue book. Term of financing (up to 5 years) is determined by the year of the car.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.95%–12.95% | Rate based on creditworthiness. Up to 5 years financing determined by the year of the car; financing amount determined by NADA blue book loan and retail values. |
Sources (1)
- neighborhoodcfcu.org/loans.htm · captured Oct 7, 2026
Who can join Neighborhood Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in and businesses and other legal entities located in Douglas County or Sarpy County, Nebraska or Pottawattamie County, Iowa are eligible for membership.
Family and household
- Immediate family members (defined as spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relationships) of eligible members are eligible for membership.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Members of record of the Credit Union as of the effective date of its conversion to a community field of membership (8-22-03) are eligible for membership.
Cost to join
- Membership requires subscription to at least one share of the Credit Union and payment of the initial installment thereon.
Membership information collected October 4, 2026.