Credit union · NCUA insured
Neches Federal Credit Union Credit Card Rates
Top CarrotNeches Federal Credit Union doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 16, 2026.
How Neches Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Beaumont, TX, where Neches Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Neches Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Eastex Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Golden Triangle Federal Credit Union
8.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Rewards
No annual fees. Lock down rates as low as 2.90% APR on all balance transfers for six months (no balance transfer fees).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory rate as low as 2.9% APR for first 6 months on balance transfers. Pay no balance transfer fees. See Credit Card Addendum. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- nechesfcu.org/personal/credit-cards · captured Oct 6, 2026
Visa Platinum Rewards Secured
Secured credit card. No annual fees. Lock down rates as low as 2.90% APR on all balance transfers for six months (no balance transfer fees). Rate discounts are excluded from credit cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory rate as low as 2.9% APR for first 6 months on balance transfers / purchases. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- nechesfcu.org/personal/credit-cards · captured Oct 6, 2026
Who can join Neches Federal Credit Union
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