Bank · FDIC insured
nbkc Auto Loan Rates
Top Carrotnbkc auto loans start at 6.25% APR for a new vehicle and 6.75% for a used one. Rates checked October 16, 2026.
How nbkc’s auto loan rates compare
Compared with banks and credit unions nationwide. New vehicle, lowest advertised APR first.
This bank’s lowest
nbkc
6.25%APR
- Terms
- 48–72 months
Auto Loans
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
nbkc auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.25%
- Used vehicleUsed6.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where nbkc ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Loans are currently only available to borrowers in the Kansas City metro area. Minimum credit score is 620. Actual loan rate (APR) may be higher based on credit qualifications. Extended term financing may be available based on loan amount with qualified credit.
| Terms | APR | Conditions |
|---|---|---|
| 48–72 months | 6.25% | Model Years: New. APR as low as. |
| 48–60 months | 6.75% | Model Years: 2022-2025. APR as low as. |
| 36–48 months | 7.00% | Model Years: 2018-2021. APR as low as. |
| up to 36 months | 7.50% | Model Years: 2015-2017. APR as low as. |
Sources (1)
- nbkc.com/personal/loans/auto · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.