Credit union · NCUA insured
Nashville Post Office Credit Union CD Rates
Top CarrotNashville Post Office Credit Union’s best CD rate is 2.15% APY on a 30-month share certificate (CD). Terms run from 3 months to 30 months. Rates checked October 15, 2026.
How Nashville Post Office Credit Union’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Nashville Post Office Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nashville Post Office Credit Union
2.15%APY
- Term
- 30 months
- Minimum
- —
- Earns on $10,000
- $546
Certificate of Deposit
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Nashville Post Office Credit Union CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo0.65%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo2.15%
- QualifiedQualified2.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nashville Post Office Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.15%APY · 6 terms
Penalty for early withdrawal may apply. No additional deposits allowed until end of term. Dividends are earned from the day of deposit to day of withdrawal and compounded monthly. 18, 24, and 30-month CDs include a one-time rate bump.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.65% | $32 |
| 12 months | 2.00% | $200 |
| 18 monthsIncludes a one-time rate bump | 2.05% | $309 |
| 24 monthsIncludes a one-time rate bump | 2.10% | $424 |
| 30 monthsIncludes a one-time rate bump | 2.15% | $546 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 2.15%APY · 4 terms
Traditional, Roth, and Coverdell ESA / Education IRAs available. No monthly or annual fee. Penalty for early withdrawal may apply. No additional deposits allowed until end of term. Dividends are earned from the day of deposit to day of withdrawal and compounded monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.00% | $200 |
| 18 months | 2.05% | $309 |
| 24 months | 2.10% | $424 |
| 30 months | 2.15% | $546 |
Sources (2)
All captured Sep 18, 2026
Who can join Nashville Post Office Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired employees of select employee groups across Middle Tennessee are eligible for membership.
Military, government and schools
- Postal employees across Middle Tennessee are eligible for membership.
Family and household
- Family members related by blood, marriage, or adoption and household members maintaining a single economic unit with an eligible employee or member are eligible to join.
Membership information collected October 5, 2026.