Credit union · NCUA insured
NASA Federal Credit Union Credit Card Rates
Top CarrotNASA Federal Credit Union credit cards start at 12.40% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How NASA Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where NASA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
NASA Federal Credit Union
12.40%APR
- Up to
- —
VISA Classic
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
NASA Federal Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where NASA Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
National Space Society (NSS) Platinum Advantage Rewards Credit Card
Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. No annual fee, no balance transfer fee, and no foreign transaction fee. Designed specifically for space enthusiasts.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.15% | None | Rates as low as 13.15% APR. Subject to credit approval. |
| Ongoing | 8.90% | None | Valid only on balance transfers made within 90 days of account opening from non-NASA Federal credit cards for qualified applicants. 8.9% APR remains in effect for the life of the transferred balance. After 90 days, standard APR applies (13.15% to 17.99% variable). |
Sources (2)
All captured Oct 7, 2026
VISA Classic
Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. No annual fee, no balance transfer fee, and no foreign transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.40% | None | Fixed rate as low as 12.4% APR. Subject to credit approval. |
| Ongoing | 8.90% | None | Valid only on balance transfers made within 90 days of account opening from non-NASA Federal credit cards for qualified applicants. 8.9% APR remains in effect for the life of the transferred balance. |
Sources (2)
All captured Oct 7, 2026
VISA Platinum Advantage Rewards
Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. No annual fee, no balance transfer fee, and no foreign transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.15% | None | Rates as low as 13.15% APR. Subject to credit approval. |
| Ongoing | 8.90% | None | Valid only on balance transfers made within 90 days of account opening from non-NASA Federal credit cards for qualified applicants. 8.9% APR remains in effect for the life of the transferred balance. |
Sources (2)
All captured Oct 7, 2026
VISA Platinum Cash Rewards
Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. No annual fee, no balance transfer fee, and no foreign transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99% | None | Rates as low as 16.99% APR. Subject to credit approval. |
| Ongoing | 8.90% | None | Valid only on balance transfers made within 90 days of account opening from non-NASA Federal credit cards for qualified applicants. 8.9% APR remains in effect for the life of the transferred balance. |
Sources (2)
All captured Oct 7, 2026
VISA SpaceX Credit Card
Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. No annual fee, no balance transfer fee, and no foreign transaction fee. Choose from Falcon9 or Falcon Heavy card designs.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Valid only on balance transfers made within 90 days of account opening from non-NASA Federal credit cards for qualified applicants. 8.9% APR remains in effect for the life of the transferred balance. |
Sources (2)
All captured Oct 7, 2026
Who can join NASA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.